Investing

Investing Calculators

Model how money could grow over time — one-off and recurring investments, compounding returns, withdrawals, and dividends. Every projection is built from the return, time, and contribution figures you enter, so treat the output as a what-if scenario rather than a forecast. Returns are assumptions, not guarantees.

Growth

InvestingInvestment CalculatorThe master investment growth calculator — lump sum, regular contributions, goal planning, and mutual-fund-style investing, with fees, inflation-adjusted value, scenarios, and a downloadable Excel model.Best for: Projecting how a lump sum, monthly contributions, or mutual funds may grow.InvestingMutual Fund CalculatorEstimate how a lump sum, SIP, or both may grow in a mutual fund after expense ratio, exit load, and inflation — with fee sensitivity and a downloadable Excel model. Educational only; no fund recommendation.Best for: Mutual fund growth, expense-ratio impact, and SIP vs lump sum.InvestingRegular Investment CalculatorProject how regular monthly contributions grow over time — SIP-style investing, dollar-cost averaging, inflation-adjusted value, and long-term goals.Best for: Monthly investing, SIP, and dollar-cost averaging.InvestingRetirement Withdrawal CalculatorEstimate how long your savings may last with regular withdrawals — portfolio drawdown, safe withdrawal rate, inflation, and a year-by-year schedule. Also known as an SWP.Best for: Retirement income, portfolio drawdown, and how long your money will last.InvestingFuture Value CalculatorCalculate what a present sum, or a stream of payments, will be worth in the future at a set growth rate.Best for: Valuing money you will have later.InvestingPresent Value CalculatorFind today’s value of a future amount by discounting it back at a chosen rate — the core of the time value of money.Best for: Comparing future payouts in today’s terms.

Returns

InvestingCAGR CalculatorMeasure the smoothed annual growth rate of an investment between its starting and ending value.Best for: Comparing returns across different periods.InvestingROI CalculatorCalculate return on investment as a percentage of cost, with the net gain and annualised return.Best for: Judging whether an investment paid off.InvestingRule of 72 CalculatorEstimate how many years it takes an investment to double at a given annual return — and the reverse.Best for: A fast mental check on doubling time.

Dividends

InvestingDividend CalculatorWork out dividend income and yield from share price, holdings, and the dividend per share.Best for: Estimating income from dividend stocks.InvestingDividend Reinvestment CalculatorProject how reinvesting dividends (DRIP) compounds your shares and income over the years.Best for: Seeing the long-run effect of reinvesting.

Frequently asked questions

Common questions about investing calculators and how to use them.

What calculators are in the Investing section?

Growth tools (investment, SIP, SWP, lumpsum, future value, present value), return measures (CAGR, ROI, Rule of 72), and dividend tools (dividend income and dividend reinvestment). Each pairs the formula with a year-by-year or scenario view.

Do these predict or guarantee returns?

No. Every projection uses the return, time, and contribution figures you enter — they are what-if scenarios, not forecasts. Real returns vary with market performance, fees, taxes, inflation, and timing, and are never guaranteed.

Which currency do they use?

They are currency-neutral. Enter amounts in any currency and read the results in the same one — the maths is identical whether you use dollars, pounds, euros, or rupees.

What is the difference between SIP and lumpsum?

A SIP invests a fixed amount at regular intervals, while a lumpsum invests a single amount once. Use the SIP calculator for recurring contributions and the lumpsum calculator for one-off investments; the SWP calculator handles regular withdrawals.

Are these investment advice?

No. They are educational projection tools, not investment advice or recommendations. Returns are assumptions, not guarantees.

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